Written by admin on December 8th, 2011 in Credit Card Debt.
How To Become A Frugal Family Fast!
Today, it is not shameful to be more frugal. In fact, with all of the past economic troubles, being more frugal has become a fad. We all hope it will not just be a more passing fad. Some families are pursing extreme frugality, while others are taking smaller steps. You need to do what you are comfortable with.
Here are some obvious signs that you need to be more frugal.
- Do you find yourself waiting by the mailbox on payday because you still have last pay period’s bills to pay?
Written by Gina on April 20th, 2010 in Doctors, Insurance.
How to Find a New Doctor
Good little article in the health section of our paper on how to change doctors. Why would you want to leave your doctor? If you feel any of the following is happening to you when you visit your doctor then you might want to find a new doctor:
Feel ignored.
Feel worse when you leave than when you arrived.
Your doctor can’t explain your illness in terms you understand.
You don’t understand why you are getting a particular treatment.
Friends or family don’t understand what is going on with you medically because you can’t explain it.
Written by Gina on April 5th, 2010 in Credit Card Debt, Finance.
Credit Card Cash Advance Rates
New law passed in May 2009 which went into effect in the beginning of this year will require credit card companies to make bills easier to understand.
For instance, they will need to provide a table showing how much interest charges will cost if only minimum payments are made. Cardholders will also be shown how much they need to pay each month to erase a balance within three years.
Available credit – Credit card companies don’t have to stop you from exceeding your credit limit. But they will charge you a fee for doing so – about $29.00 on average.
Written by Gina on March 19th, 2010 in Credit Card Debt, Finance.
Self Help Credit Repair
You see so many advertisements on raising your credit card score but you really don’t know if these people are telling the truth. There are some things you can do on your own to raise your credit score. So here is your self help credit repair guide.
Bill Hardekopf author of the Credit Card Guidebook and chief executive of LowCards.com offers these tips on raising your credit score. Your credit score is what lenders use to decide if they should give you credit and at what interest rate you will be charged for your credit.
Written by Gina on March 6th, 2010 in Cooking, Organizing.
How to Organize Your Kitchen
Image by © Royalty-Free/Corbis
Want to know how to organize your kitchen pantry? It is not really hard to do. There are basically two things you must consider when organizing your kitchen pantry. One, make sure you can easily see what is in the pantry. Two, make sure you have it stocked with the right ingredients. Read on for some very simple ways about how to organize your kitchen pantry.
Written by Gina on February 19th, 2010 in Garden, Home.
How to Grow a Container Garden
Supplies you will need:
Pots (terra cotta or ceramic are best, plastic gets too hot)
Peat-based potting soil which will drain easily and let roots spread (ex. Miracle Grow)
Raw Eggs, in shells
Seeds – Use herbs such as sage, thyme, basil, and rosemary and vegetables such as lettuce, green beans, peas, eggplants, peppers, summer squash, and tomatoes are good for containers. When buying seeds look for packages labeled “compact” or “space saver”.
Plant markers
Gardening Gloves
Trowel - something you dig with
Screwdriver
Written by Gina on January 28th, 2010 in Back, Health.
Exercise to Strengthen Your Back
You need your back for so many things – sitting, standing, lifting and bending. Having a strong back can help prevent back injuries and can improve your posture. Back injuries are painful and the treatment is often lengthy and expensive. So do yourself a big favor and get your back muscles in shape. Here are some easy and inexpensive ways to strengthen your back:
Written by Gina on January 14th, 2010 in Banking, Finance.
Compare Bank Fees
Small banking fees can cost you a small fortune if you don’t pay close attention. An article in Parade magazine discussed how to avoid bank fees you probably aren’t even aware of:
Transfer fees – When you move money around between linked accounts, watch out! Some banks now charge $3 or $5 for each transfer you make online. Consider making only one transfer a month or redirecting a direct deposit.
Written by admin on January 13th, 2010 in Good Mental Health.
Mother in law Problems
Here is what Patricia Weber creator of the website Motherinlawhell.com has to say on the subject. Weber created the site to vent about her own mother in law. The site is interactive so you can post stories and get feedback quickly. The two biggest complaints are: My MIL (mother in law) is interfering with child-rearing and my MIL competes with me for her son’s attention. Patrica says if you can’t get along with your MIL treat her like a colleague. Be amicable but to the point.
Here are some ways to get some perspective on the situation:
Written by admin on December 2nd, 2009 in Good Mental Health.
How to Reduce Stress Naturally
Dr. Mehmet Oz and Dr. Mike Roizen recently published an article titled “Nature’s Best Stress Busters.” Here are their suggestions on how to relax and reduce stress:
Tighten your muscles: Then let them relax. By doing this muscle by muscle, you can help push the physical stress that is stored in your body out of your body. Start with your feet. Tense the muscles for about ten to fifteen seconds and then relax them. Then move up your body, doing the same with each muscle group (calf muscles, thigh muscles etc.).
