Free Auto Insurance Policy Quote Components
According to the The Complete Book of Insurance - The Consumer’s Guide to Insuring Your Life, Health, Property, and Income by Ben G. Baldwin, knowing what your auto insurance is going to cost you before you purchase your car is one of the best ways to save money on your auto insurance premium. The make and model of the car you choose has major influence on the cost of your auto insurance premiums.
Plus, if you choose your car partly based on the cost of car insurance, there is a strong possibility you will save on other costs associated with high insurance cost cars - such as high purchase price, expensive repair bills, low gas mileage etc.
The United Services Automobile Association reports gives these average cost of car insurance for annual cost of car insurance for drivers with clean driving records in medium-size metropolitan areas with liability limits at state-required maximums:
Under 20 and Male - $2,000
Under 20 and Female - $1,500
21-24 and Male - $1,500
21-24 and Female - $1,000
25-29 and Male - $900
25-29 and Female - $800
30 and older Male - $800
30 and older Female - $800
Other factors that will influence your cost of car insurance:
Marital Status - Cheaper for marrieds
Driving Record - Accidents and moving violations increase costs, usually for three years.
Type and Amount of Driving - Work-related driving versus personal driving affects cost, as does the number of miles driven per year.
Discounts offered by most companies -
Good Student - B average students under age 25
Driver training and defensive driving courses
Good Record - no accidents or convictions for three years or more.
Mature driver - Ages 50 to 65
Multi-car Coverage - insure all vehicles with one insurer if possible.
Restricted Mileage - less than 75,000 mile driven per year.
Carpooling
Anti-Lock Brakes
Seat Belts and Air Bags
Anti-theft Systems
Car Out of Service
Not a “Muscle Car”
Not a “Theft Likely” Car
For more information on cost of car insurance visit our site Free Insurance Policy Quotes
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April 22nd, 2010 at 6:47 am
Toyota Service Manualshas a virtually endless list of manufacturers, models and vintages that is so comprehensive that you will find yourself trying to catch it out by looking for your old cars on there as well as downloading the guide for your current one. With this information to hand, all you need to concern yourself with is downloading the correct manual and keeping the information close to hand for the hopefully rare occasions when a fault occurs.